Licensed Mortgage Brokerage · NMLS# 2815478
From conventional to non-QM, we shop dozens of wholesale lenders to find the home loan that fits your life — not the other way around.
Our Loan Products
Why Choose a Mortgage Broker?
Unlike a bank that can only offer its own products, Mango Stock Mortgage works with dozens of wholesale lenders — shopping the entire market on your behalf to match you with the best home loan for your situation.
Home Loan Products
W-2 employee, self-employed professional, or real estate investor — we have a mortgage built for you.
Conforming and jumbo loans for purchases and refinances. Competitive rates, flexible down payment options starting at 3%.
Government-backed financing with low down payments (3.5%) and flexible credit requirements — ideal for first-time home buyers.
Zero down payment options for eligible veterans and rural buyers. We handle the full VA and USDA loan process in-house.
Self-employed? Skip the tax returns. Qualify using 12 or 24 months of personal or business bank statements.
Qualify based on the rental income of the property — not your personal income. Perfect for growing a real estate investment portfolio.
Multiple qualification paths for entrepreneurs, contractors, and asset-rich borrowers. We find what fits your financial picture.
Ready to Move?
Tell us about your situation and we'll match you with the best products from our lender network — no obligation, no spam.
FAQ
What home loan borrowers ask us most.
Qualified Mortgages (QM) follow government-set guidelines — standard income documentation, debt-to-income limits, and so on. Non-QM loans offer flexibility for borrowers who don't fit those standards. Both are legitimate; Non-QM simply allows alternative ways to verify the ability to repay.
Your bank can only offer their own products. As a licensed mortgage broker, we have access to wholesale rates from 50+ lenders — often lower than retail. We shop the market on your behalf and present the most competitive options.
Yes — this is one of our specialties. We offer bank statement loans, P&L loans, and 1099 programs specifically designed for self-employed borrowers. No W-2 or standard tax returns required.
Most pre-approvals are issued within 24–48 hours of receiving your documents. Full loan closings typically take 21–30 days.
FHA loans can go as low as 580. Conventional loans typically start at 620. Jumbo and Non-QM products generally require 640–700+. We review your full profile and find the best-fit option.
No. There are no upfront fees to speak with an advisor or start an application. All fees are fully disclosed in your Loan Estimate before you are ever obligated to proceed.
Contact Us
Fill out the form and a licensed loan officer will follow up within one business day.